SBI Education Loan (*Apply Online)| Interest Rate 2020, EMI Calculator, Eligibility

By | June 24, 2020

State Bank of India is running the SBI Education Loan scheme. This bank offer students to borrow money at the minimum interest rate for the study purpose. Students should know complete procedure to get the state bank of India study loan which will help them to study abroad or across the country.

This nationalize bank offers various type of student loan, skill loan, scholar loan or a loan to study abroad. Students are preferring this scheme as bank offers instant application process, lighter and attractive interest rates, good amount of loan, Easy EMI options, instant approvals, benefits in taxes and repayment options.

SBI Education Loan

Also Check: SBI Recruitment 2020 | Post Office Recruitment 2020 | Income Tax Recruitment 2020

SBI Education Loan

Students will have to understand the type of loans and need to know which is the preferred scheme for his/her academic journey. There is four types of loan scheme known as SBI Student Loan Scheme, SBI Scholar Loan Scheme, SBI Skill Loan Scheme, SBI Global Ed-Vantage Scheme.

Quick Overview
Bank Name State Bank of India
Type of Loans
  • Student Loan Scheme
  • Scholar Loan Scheme
  • Skill Loan Scheme
  • SBI Global Ed-Vantage Scheme
  • Dr. Ambedkar Interest Subsidy Scheme for Overseas Studies for OBCs and EBCs
  • Padho Pardesh Interest Subsidy Scheme for Overseas Studies for the Minority Communities
Purpose of Loan Education
Mode of Apply  Online
Study Options Anywhere in Country or Abroad
Official Website https://www.sbi.co.in/portal/web/student-platform/student-loan

so let’s discuss in deep about SBI Student Loan Scheme eligibility criteria, interest rate, terms & condition, subsidy, etc.

Eligibility Criteria

 
  • For SBI Student Loan Scheme
    • All the Indian citizen who is looking to study abroad or in India for higher education they can apply online for this scheme.
  • For SBI Scholar Loan Scheme
    • Those students will get loan approval under SBI Bank who willing to pursue an education in selected premier institutions of India. You can check the approved institute list from the lower part of this page.
  • For SBI Skill Loan Scheme
    • Those who are looking to take admission in skill development courses in India can get loan amount under this programme.
    • Students must have to take admission in schools recognized by the Central or State education boards or colleges affiliated to the recognized university and certificate/diploma/degree issued by such organization as per the National Skill Qualification Framework (NSQF).
  • For SBI Global Ed-Vantage Scheme
    • Students who are going to pursue full-time regular courses at foreign colleges and universities will get loan amount directly to their bank account after approval.

Courses Covered

Courses Covered for Various 4 Scheme

SBI Student Loan Scheme

  • Studies in India:
    • Graduation, Post-graduation including regular technical and professional Degree/Diploma courses conducted by colleges/universities approved by UGC/ AICTE/IMC/Govt.
    • Regular Degree/ Diploma Courses conducted by autonomous institutions like IIT, IIM
    • Teacher training/ Nursing courses approved by Central government or the State Government
    • Regular Degree/Diploma Courses like Aeronautical, pilot training, shipping etc. approved by Director General of Civil Aviation/Shipping/ concerned regulatory authority
  • Studies abroad:
    • Job oriented professional/ technical Graduation Degree courses/ Post Graduation Degree and Diploma courses like MCA, MBA, MS, etc offered by reputed universities
    • Courses conducted by CIMA (Chartered Institute of Management Accountants) – London, CPA (Certified Public Accountant) in USA etc

SBI Scholar Loan Scheme

  • Regular full time Degree/ Diploma Courses through entrance test/ selection process
  • Full time Executive Management Courses like PGPX
  • No Certificate/ Part time courses

SBI Skill Loan Scheme

  • Training Institutes/ Courses: Industrial Training Institutes (ITIs), Polytechnics, training partners affiliated to National Skill Development Corporation (NSDC)/ Sector Skill Councils, State Skill Mission, State Skill Corporation, preferably leading to a certificate / diploma / degree issued by such organization as per National Skill
  • Qualification Framework (NSQF) and Schools recognized by Central or State Education Boards or Colleges affiliated to recognized university leading to a certificate / diploma / degree

SBI Global Ed Vantage Scheme

  • Regular Graduate/ Post Graduate/ Doctorate Courses in any discipline offered by foreign Institutes/ Universities in USA, UK, Canada, Australia, Europe, Singapore, Japan, Hong Kong and New Zealand

Expense Covered

Details About Expenses

Student Loan Scheme

  • College/school/hostel fee
  • Examination/library/laboratory fee
  • Books/equipment/instruments/uniforms
  • Computer necessary for completion of the course 
  • Building fund or caution/refundable deposit 
  • Travel expenses/passage money for studies abroad
  • Two-wheeler cost up to INR 50,000
  • Any other expenses compulsory to conclude the course

Scholar Loan Scheme

  • College/school/hostel fee
  • Examination/library/laboratory fee
  • Books/equipment/instruments
  • Caution deposit/building fund/refundable deposit based on bills/receipts of the institute 
  • Travel expenses/expenses on exchange programme
  • Purchase of computer/laptop 
  • Any other expenses related to education

Skill Loan Scheme

  • tuition/course fee
  • examination/library/laboratory fee
  • Caution deposit, Books, equipment and instruments

Global Ed-Vantage

  • College/school/hostel fee
  • Examination/library/laboratory fee
  • Travel expenses/passage money for studies abroad
  • Books/equipment/instruments/uniforms/computer
  • Caution deposit/building fund/refundable based on bills/receipts
  • The premium of ‘RiNn Rakhsha’

Loan Amount

 
  • Student Loan Scheme
    • For studies in India maximum Rs. 10 lacs
    • Studies abroad – maximum Rs. 20 lacs
  • Skill Loan Scheme
    • Amount of Loan
      • Minimum Loan Amount: Rs. 5000
      • Maximum loan amount: Rs. 1,50,000
  • Global Ed-Vantage
    • Quantum Of Finance
      • Minimum Loan Amount: Rs. 20 Lacs
      • Maximum Loan Amount: Rs. 1.5 Cr 

Scholar Loan Scheme

Category
Maximum Loan Limit

No Security, only Parent/ Guardian as co-borrower

With tangible collateral of full value and Parent/ Guardian as co-borrower

List AA 

Rs. 40 lacs

List A 

Rs. 20 lacs

Rs. 30 lacs

List B

Rs. 20 lacs

List C

Rs. 7.5 lacs

Rs. 30 lacs

SBI Education Loan Interest Rate 2020

Scheme Interest Rates
Loans upto Rs.7.50 Lakh 10.20%
Above Rs. 7.50 Lakh 10.20%
SBI Scholar Loan Scheme List AA 8.10%
List A 8.25% for IIMs and IITs, 8.40% for others
List B 8.40% for NITs, 8.90% for others
List C 8.40% for NITs, 9.40% for others
SBI Global ED-Vantage Scheme 10.20%
SBI Skill Loan Scheme 9.70%

SBI Education Loan Interest Rate

Schemes Maximum Loan Amount Interest Rates
SBI Student Loan Rs.20 lakh 10.05%
SBI Scholar Loan Rs.40 lakh 7.95% to 9.25%
SBI Global ED-Vantage Rs.1.5 crore 10.05%
SBI Skill Loan Rs.1.5 lakh 9.55%
SBI Take Over of Education Loan Rs.1.5 crore 10.05%

STUDENT LOAN SCHEME

SBI STUDENT LOAN SCHEME
Loan Limit 1 year MCLR Spread Effective Interest Rate Reset Period

Upto Rs 7.5 Lacs

8.25%
2.00%
10.25%
1 year

Concession

0.50% for girl students

Above Rs 7.5 Lacs

8.25%
2.25%
10.50%
1 year

Concession

0.50% (girl students)
0.50% concession for students availing of SBI Rinn Raksha or any otder existing policy assigned in favor of our Bank

SCHOLAR LOAN SCHEME

Check Interest Rate
List 1 year MCLR Spread Effective Interest Rate Reset Period

ROI

8.25%
0.20%
8.45%
1 year

All IIMs & IITs

8.25%
0.35%
8.60%
1 year

Otder institutes

8.25%
0.50%
8.75%
1 year

All NITs

8.25%
0.50%
8.75%
1 year

Otder institutes

8.25%
1.00%
9.25%
1 year

All NITs

8.25%
0.50%
8.75%
1 year

Otder institutes

8.25%
1.50%
9.75%
1 year

PART-TIME COURSES

(Available only at mapped branches for 15 selected Institutions )
Loan Limit 1 year MCLR Spread Effective Interest Rate Reset Period

Upto Rs 7.5 Lacs

8.25%
2.00%
10.25%
1 year

Above Rs 7.5 Lacs

8.25%
2.25%
10.50%
1 year

Concession

0.50% concession (girl students)

SBI SKILL LOAN SCHEME

SKILL LOAN Interest Rate
Loan Limit 1 year MCLR Spread Effective Interest Rate Reset Period

Upto Rs 1.5 Lacs

8.25%
1.50%
9.75%
1 year

Concession

Not Applicable

SBI GLOBAL ED-VANTAGE

Interest Rate
Loan Limit 1 year MCLR Spread Effective Interest Rate Reset Period

Above Rs. 20 lacs & Upto Rs 1.5 Cr

8.25%
2.25%
10.50%
1 year

Concession

0.50%  for SBI Rinn Raksha or any otder existing policy assigned in favor of our Bank

Furtder Concession

0.50% (girl students)

SBI TAKEOVER OF COLLATERALISED EDUCATION LOANS SCHEME

Interest Rate
Loan Limit 1 year MCLR Spread Effective Interest Rate Reset Period

Above Rs 10 lacs & Upto Rs 1.5 Cr

8.25%
1.50%
9.75%
1 year

Concession

0.50% (girl students)

Compare SBI Education Loan Schemes for Students

 

1. SBI Student Loan Scheme

  • Interest rate: 10.05%
  • Processing fee:
    • For loans up to Rs.20 lakh: Nil
    • Processing fee for loans above Rs.20 lakh: Rs.10,000 plus applicable taxes
  • Collateral:
    • For loans up to Rs.7.5 lakh: None
    • For loans above Rs.7.5 lakh: Tangible collateral
  • Loan Tenure: 15 years after the course ends plus a repayment holiday of 12 months
  • Eligibility: Indian nationals

2. SBI Scholar Loan Scheme

  • Interest rate: 7.95% to 9.25%
  • Processing Fees: Nil
  • Collateral: Required only for List A and List C colleges
  • Loan Tenure: 15 years after the course ends plus a repayment holiday of 12 months
  • Eligibility: Indian national who is selected through entrance tests/selection processes

3. SBI Global Ed-Vantage Scheme

  • Interest Rate: 10.05%
  • Processing Fees: Rs.10,000 per application
  • Collateral: Tangible collateral as security
  • Loan Tenure: 15 years
  • Eligibility: Indian nationals

4. SBI Skill Loan Scheme

  • Interest Rate: 9.55%
  • Collateral: None
  • Loan Tenure: Up to 7 years
  • Eligibility: Indian nationals

5. SBI Takeover of Education Loan Scheme

  • Interest Rate: 10.05%
  • Processing Fees: Nil
  • Collateral: Minimum 100% of the proposed loan’s value
  • Loan Tenure: 15 years
  • Eligibility: Indian nationals who are majors at the loan switchover time with regular EMIs being paid

Required Documents For SBI Student Loan

Student Loan Scheme, SBI Scholar Loan Scheme and SBI Global Ed-vantage Scheme

For student-applicant:

  • Duly-filled loan form
  • PAN/Passport/Driver’s License/Voter ID card
  • Recent copy of Telephone Bill/Electricity Bill/Water Bill/Piped Gas
  • Bill or copy of Passport/Driving License/Aadhaar Card
    Passport (studies abroad)
  • Academic Records: 10th result, 12th result, graduation result, entrance exam result
  • Proof of admission: Offer letter/admission letter from the institution
  • Statement of cost of study or schedule of expenses
  • 2 passport-size photographs
  • Loan A/C statement for last 1 year (If any previous loan from other banks/lenders)

For co-applicant:

  • PAN/Passport/Driver’s License/Voter ID card
  • Recent copy of Telephone Bill/Electricity Bill/Water Bill/Piped Gas Bill or copy of Passport/Driving License/Aadhaar Card
  • 2 passport-size photographs
  • Loan A/C statement for last 1 year(ig any previous loan from other banks/lenders)

Note: 

  • Income proof for salaried co-applicant/guarantor
  • salary slips of last 3 months
  • copy of Form 16 for last 2 years/copy of IT Returns for last 2
  • financial years acknowledged by IT department
  • bank account statement for last 6 months
  • Income proof for self-employed co-applicant/guarantor include
  • business address proof 
  • IT returns for last 2 years (if IT payee)
  • TDS Certificate (Form 16A)
    certificate of qualification (Chartered Accountants/Doctors and other professions)
  • bank account statement for last 6 months
  • All documents should be self-attested

SBI Skill Loan Scheme documents (Keep Applicable Certificate Only)

  • Duly-filled loan form
  • last qualifying examination marksheet
  • admission scholarship, studentship proof
  • Schedule of expenses
  • 2 passport size photographs
  • Student’s and the parent/guardian/spouse’s PAN Card
  • Student’s and the parent/guardian/spouse’s AADHAAR card
  • Borrower’s bank account statement for last six months
  • Co-borrower’s ITR/IT assessment order for last 2 years
  • Co-borrower’s brief statement of assets and liabilities

Steps to Fill SBI Education Loan Apply Online Form 2020-20

SBI Student Education Loan Apply Online Page

Step By Step Instructions
  • Step 01: First of all, visit the official website at “https://www.sbi.co.in/portal/web/student-platform/education-loan“. Copy and paste above mentioned web-address in URL section of the browser.
  • Step 02: Choose the any of the preferable option from the following list.
    • SBI Student Loan Scheme
    • SBI Scholar Loan Scheme
    • SBI Skill Loan Scheme
    • SBI Global Ed Vantage Scheme
  • Step 03: Find Apply Now Online option from the same page and click on it.
  • Step 04: Enter all the necessary information in the newly open page.
  • Step 05: Complete the following steps
    • Get Instant Approval
    • Choose and Apply
    • Complete for fast processing
  • Step 06: Fill all the forms and complete required formalities.
  • Step 07: Amount will be transferred as on providing the amount of security deposit mentioned in the notification.

Useful Links:

Click Here to use SBI Student Loan Scheme EMI/Interest Calculator

Apply Online for State Bank of India Education Loan

List of Approved Institutes

No. List AA Institutions
1 Indian Institute of Management (IIM), Ahmedabad
2 Indian Institute of Management (IIM), Bangalore
3 Indian Institute of Management (IIM), Calcutta
4 Indian Institute of Management (IIM), Indore
5 Indian Institute of Management (IIM), Indore- Mumbai Campus
6 Indian Institute of Management (IIM), Kozhikode
7 Indian Institute of Management (IIM), Lucknow
8 Indian Institute of Management (IIM), Lucknow- Noida Campus
9 Indian School of Business (ISB), Hyderabad
10 Indian School of Business (ISB), Mohali
11 Xavier Labour Relations Institute (XLRI), Jamshedpur
 
S. No. List A Institutions
1 Birla Institute of Technology & Sciences (BITS), Pilani
2 BITS (Pilani) – Goa Campus
3 BITS (Pilani) – Hyderabad Campus
4 Indian Institute of Foreign Trade (IIFT), Delhi
5 Indian Institute of Foreign Trade (IIFT), Kolkata
6 Indian Institute of Management (IIM), Amritsar
7 Indian Institute of Management (IIM), Bodhgaya
8 Indian Institute of Management (IIM), Jammu
9 Indian Institute of Management (IIM), Kashipur
10 Indian Institute of Management (IIM), Nagpur
11 Indian Institute of Management (IIM), Raipur
12 Indian Institute of Management (IIM), Ranchi
13 Indian Institute of Management (IIM), Rohtak
14 Indian Institute of Management (IIM), Sambalpur
15 Indian Institute of Management (IIM), Shillong
16 Indian Institute of Management (IIM), Sirmaur
17 Indian Institute of Management (IIM), Trichy
18 Indian Institute of Management (IIM), Udaipur
19 Indian Institute of Management (IIM), Visakhapatnam
20 Indian Institute of Technology (IIT), Bhilai
21 Indian Institute of Technology (IIT), Bhubaneshwar
22 Indian Institute of Technology (IIT), Chennai
23 Indian Institute of Technology (IIT), Delhi
24 Dept of Management Studies, IIT Delhi
25 Indian Institute of Technology (IIT), Dharwad
26 Indian Institute of Technology (IIT), Gandhinagar
27 Indian Institute of Technology (IIT), Goa
28 Indian Institute of Technology (IIT), Guwahati
29 Indian Institute of Technology (IIT), Hyderabad
30 Indian Institute of Technology (IIT), Indore
31 Indian Institute of Technology (IIT), Jammu
32 Indian Institute of Technology (IIT), Jodhpur
33 Indian Institute of Technology (IIT), Kanpur
34 Department of Industrial & Management Engineering, IIT Kanpur
35 Indian Institute of Technology (IIT), Kharagpur
36 Indian Institute of Technology (IIT), Mandi
37 Indian Institute of Technology (IIT), Mumbai
38 Indian Institute of Technology (IIT), Palakkad
39 Indian Institute of Technology (IIT), Patna
40 Indian Institute of Technology (IIT), Roorkee
41 Indian Institute of Technology (IIT), Rupnagar (Ropar)
42 Indian Institute of Technology (IIT), Tirupati
43 Indian Institute of Technology (IIT), Varanasi
44 Indian School of Mining (ISM), Dhanbad
45 Institute of Management Technology (IMT), Ghaziabad
46 Kasturba Medical College (KMC), Mangalore
47 Management Development Institute (MDI), Gurgaon
48 Management Development Institute (MDI), Murshidabad
49 National Institute of Industrial Engineering (NITIE), Mumbai
50 Nirma Institute of Management, Ahmedabad
51 S P Jain Institute of Management and Research (SPJIMR), Mumbai
52 Shailesh J. Mehta School of Management (SJSOM), IIT Mumbai
53 Symbiosis Centre for Management & HRD (SCMHRD), Pune
54 Symbiosis Institute of Business Management (SIBM), Pune
55 T. A. Pai Management Institute (TAPMI), Manipal
56 Xavier Institute of Management (XIM), XUB-Bhubaneswar
57 Xavier School of Human Resource Management (XSHRM), XUB-Bhubaneswar
58 Xavier School of Rural Management (XSRM), XUB-Bhubaneswar
 
S. No. List B Institutions
1 Army College of Dental Sciences (ACDS), Secunderabad
2 Army College of Medical Sciences (ACMS), Delhi
3 Army Institute of Law (AIL), Mohali
4 Army Institute of Management (AIM), Kolkata
5 Army Institute of Technology (AIT), Pune
6 Bharathidasan Institute of Management (BIM), Tiruchirapalli
7 Birla Institute of Technology (BIT), Mesra, Ranchi
8 College of Engineering, Pune
9 Delhi College of Engineering (DCE), Delhi
10 Dhirubhai Ambani Institute of Information & Communication Technology (DAIICT), Gandhinagar
11 Faculty of Engineering & Technology, Jadavpur University, Kolkata
12 Faculty of Management Studies (FMS), Delhi
13 Goa Institute of Management (GIM), Goa
14 Indian Institute of Science (IISc), Bangalore
15 Indraprastha Institute of Information Technology (IIIT), Delhi
16 International Management Institute (IMI), Kolkata
17 International Management Institute (IMI), New Delhi
18 Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai
19 Kasturba Medical College (KMC), Manipal
20 Kirloskar Institute of Advanced Management Studies (KIAMS), Bangalore
21 Manipal Institute of Technology (MIT), Manipal
22 Marine Engineering & Research Institute, Kolkata
23 Mudra Institute of Communication (MICA), Ahmedabad
24 Narsee Monjee Institute of Management Studies (NMIMS), Mumbai
25 National Institute of Technology (NIT), Surathkal
26 National Institute of Technology (NIT), Tiruchirapalli
27 National Law School of India University (NLSIU), Bangalore
28 National Law University (NLU), Jodhpur
29 Prin. L. N. Welingkar Institute of Management, Development & Research (WeSchool), Mumbai
30 Visvesvaraya National Institute of Technology (VNIT), Nagpur
 
S. No. List C Institutions
1 Centre for Environmental Planning & Technology (CEPT), Ahmedabad
2 Chandragupt Institute of Management, Patna
3 Dr. B R Ambedkar National Institute of Technology (NIT), Jalandhar
4 Indian Institute of Forest Management (IIFM), Bhopal
5 Indian Institute of Petroleum and Energy (IIPE), Vishakhapatnam
6 International Institute of Information Technology (IIIT), Hyderabad
7 Kalinga Institute of Industrial Technology (KIIT) University School of Management (SOM)
8 Kalinga Institute of Industrial Technology (KIIT) University School of Technology (SOT)
9 L N Mittal Institute of Information & Technology (LNMIIT), Jaipur
10 Loyola Institute of Business Administration (LIBA), Chennai
11 Maharishi Markandeshwar University (MMU) Medical College, Haryana
12 Malaviya National Institute of Technology (NIT), Jaipur
13 Maulana Azad National Institute of Technology (NIT), Bhopal
14 Motilal Nehru National Institute of Technology (NIT), Allahabad
15 National Institute of Construction Management & Research (NICMAR), Pune
16 National Institute of Food Technology Entrepreneurship and Management (NIFTEM), Sonepat
17 National Institute of Technology (NIT), Agartala
18 National Institute of Technology (NIT), Arunachal Pradesh
19 National Institute of Technology (NIT), Calicut
20 National Institute of Technology (NIT), Delhi
21 National Institute of Technology (NIT), Durgapur
22 National Institute of Technology (NIT), Goa
23 National Institute of Technology (NIT), Hamirpur
24 National Institute of Technology (NIT), Jamshedpur
25 National Institute of Technology (NIT), Kurukshetra
26 National Institute of Technology (NIT), Manipur
27 National Institute of Technology (NIT), Meghalaya
28 National Institute of Technology (NIT), Mizoram
29 National Institute of Technology (NIT), Nagaland
30 National Institute of Technology (NIT), Patna
31 National Institute of Technology (NIT), Puducherry
32 National Institute of Technology (NIT), Raipur
33 National Institute of Technology (NIT), Rourkela
34 National Institute of Technology (NIT), Sikkim
35 National Institute of Technology (NIT), Silchar
36 National Institute of Technology (NIT), Srinagar
37 National Institute of Technology (NIT), Tadepalligudem
38 National Institute of Technology (NIT), Uttarakhand
39 National Institute of Technology (NIT), Warangal
40 National University of Juridical Sciences (NUJS), Kolkata
41 Netaji Subash Institute of Technology (NSIT), Delhi
42 Sardar Vallabh Bhai National Institute of Technology (NIT), Surat
43 School of Planning & Architecture, New Delhi
44 Thapar University, Patiala
45 University College of Engineering (UCE), Odisha
46 Xavier Center For Urban Management and Governance (XUMG) [Post Graduate Programme in Urban Management and Governance (MBAUMG)]
47 Xavier School of Commerce (XSC) [Master of Business Finance (MBF)]
48 Xavier School of Sustainability (XSOS) [Post Graduate Programme in Sustainability Management (MBA-SM)]

SBI Customer Care Number

  • Toll free number: 1800 11 2211
  • Toll free number: 1800 425 3800
  • Toll number: 080-26599990

Candidates can check SBI Education Loan Status, Terms & Conditions, Subsidy, List of Documents and other information related to this. You can ask the questions related to SBI Education Loan using the given below comment section.

 


What are the important documents that I need to provide?

Students are required to provide the following documents along with filled application form.
Mark sheet of last qualifying examination for school and graduate studies in India
Proof of admission to the course
Schedule of expenses for the course
Copies of letter confirming scholarship, etc.
Copies of foreign exchange permit, if applicable.
2 passport size photographs
Statement of Bank account for the last six months of borrower
Income tax assessment order not more than 2 years old
Brief statement of assets and liabilities of borrower.

Are there any charges or processing fee?

for education loans upto 20 lakhs: No additional charge or processing fee
For loans above 20 lakhs: processing fee is 10,000 + GST applicable.
For Scholar loans: No additional charge or processing fee irrespective of the loan amount.
In case of land/ property offered as collateral, legal/ valuation/ mortgage charges will be applicable

What is EMI? How is it calculated?

The outstanding interest for the moratorium period will be added to the loan amount at the time of commencement of the repayment. The EMI will be determined on this amount at the time the repayment is to commence. EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Your EMI would be calculated depending on the tenor you choose, to repay your loan

Where can I avail of a SBI educational loan?

You may apply for an education loan at a SBI branch nearest to the permanent residential address/ place of domicile. Additionally, for customer convenience, Scholar Loans can be availed from campus/ mapped branches.

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